You know that a Travel Rewards Credit Card with low rate is useful because it helps you get rewards points as you spend. Those points can be used for purposes such as hotel discounts, miles you travel with specific airlines and any other traveling expenses you might incur. The number or accumulated point’s and their value vary from one card to another, the same thing with their expiry dates and their redeeming options. The following tips can help you when choosing a travel rewards credit card:
1-Consider the habits and needs of your credit card. Apart from getting points and rewards from your credit card, it is good to know what other reasons you could need a credit card for. Whether you do not need an annual fee or need a low APR. Also, whether you want a balance transfer or a large purchase is also another way of choosing a travel rewards credit card.
2-Consider the kind of reward is most relevant to you, whether it is the airline miles, the hotel stays or the redeeming options of the points. Also, whether you are interested in rewards that can be used in a certain company, and the kind of offers that appeal to you most.
3-Read the fine print and ensure that you concentrate on factors such as the APR and fees that might be applicable to you and also the terms of the rewarding program. Look at how quickly the points accumulate, the transactions that are qualified for being rewarded points and how soon the points expire.
4-Comparison of the best Travel Rewards Credit Card in order to know which one is the best is also another way. If you understand what you want in the travel rewards credit card, you are equipped to know the best offers when you start choosing a travel rewards credit card.
5-Check several information sources and compare online for you to be able to know which one to sign up with.
Here’s a list:
Blue Sky from American Express® – americanexpress.com/bluesky
Chase Freedom Visa – chase.com/credit-cards
Citi ThankYou Premier Card – thankyoucard.citi.com
American Express Premier Gold Card – online.americanexpress.com